CAIIB – ABM

CAIIB ABM – December 2026

Inside CAIIB – ABM

CAIIB ABM – December 2026

Module Module

Module C

Module C develops practical knowledge of Credit Management, covering credit principles, financial statement analysis, working capital finance, term loans, credit documentation and delivery, credit monitoring, credit risk assessment, credit ratings, loan restructuring, recovery, and resolution of stressed assets under the Insolvency and Bankruptcy Code. Learners will build credit appraisal and analytical skills through structured lessons, numerical problems, practical banking examples, case studies, revision notes, quizzes, and exam-oriented assessments aligned with the CAIIB ABM syllabus.

50 Folders

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50 Folders
01
Topic Overview of Credit Management

Importance and Historical Development of Credit in India

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0 Assets Open Topic: Importance and Historical Development of Credit in India
02
Topic Overview of Credit Management

Core Principles of Sound Bank Lending

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0 Assets Open Topic: Core Principles of Sound Bank Lending
03
Topic Overview of Credit Management

Types of Borrowers and Types of Credit Facilities

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0 Assets Open Topic: Types of Borrowers and Types of Credit Facilities
04
Topic Overview of Credit Management

Credit-Management Components and Role of RBI Guidelines

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0 Assets Open Topic: Credit-Management Components and Role of RBI Guidelines
05
Topic Analysis of Financial Statements

Financial Statements, Their Users and Banker’s Analytical Purpose

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0 Assets Open Topic: Financial Statements, Their Users and Banker’s Analytical Purpose
06
Topic Analysis of Financial Statements

Accounting Concepts, Accounting Standards and Legal Position

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0 Assets Open Topic: Accounting Concepts, Accounting Standards and Legal Position
07
Topic Analysis of Financial Statements

Balance-Sheet and Profit-and-Loss Account Interpretation

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0 Assets Open Topic: Balance-Sheet and Profit-and-Loss Account Interpretation
08
Topic Analysis of Financial Statements

Cash-Flow Statement Preparation and Interpretation

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0 Assets Open Topic: Cash-Flow Statement Preparation and Interpretation
09
Topic Analysis of Financial Statements

Funds-Flow Statement and Changes in Working Capital

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0 Assets Open Topic: Funds-Flow Statement and Changes in Working Capital
10
Topic Analysis of Financial Statements

Projected Financial Statements and Assumption Assessment

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0 Assets Open Topic: Projected Financial Statements and Assumption Assessment
11
Topic Analysis of Financial Statements

Rearrangement of Financial Statements for Credit Analysis

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0 Assets Open Topic: Rearrangement of Financial Statements for Credit Analysis
12
Topic Analysis of Financial Statements

Liquidity, Leverage, Coverage, Turnover and Profitability Ratios

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0 Assets Open Topic: Liquidity, Leverage, Coverage, Turnover and Profitability Ratios
13
Topic Analysis of Financial Statements

Comparative, Common-Size and Trend Analysis

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0 Assets Open Topic: Comparative, Common-Size and Trend Analysis
14
Topic Analysis of Financial Statements

Creative Accounting and Related-Party Transaction Red Flags

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0 Assets Open Topic: Creative Accounting and Related-Party Transaction Red Flags
15
Topic Working Capital Finance

Working-Capital Concepts, Components and Funding Principles

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0 Assets Open Topic: Working-Capital Concepts, Components and Funding Principles
16
Topic Working Capital Finance

Operating Cycle and Working-Capital Requirement Calculations

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0 Assets Open Topic: Operating Cycle and Working-Capital Requirement Calculations
17
Topic Working Capital Finance

Liquidity Ratios and Working-Capital Adequacy Assessment

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0 Assets Open Topic: Liquidity Ratios and Working-Capital Adequacy Assessment
18
Topic Working Capital Finance

Methods of Assessing Bank Finance for Working Capital

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0 Assets Open Topic: Methods of Assessing Bank Finance for Working Capital
19
Topic Working Capital Finance

Turnover Method of Working-Capital Assessment

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0 Assets Open Topic: Turnover Method of Working-Capital Assessment
20
Topic Working Capital Finance

Maximum Permissible Bank Finance and Tandon-Method Calculations

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0 Assets Open Topic: Maximum Permissible Bank Finance and Tandon-Method Calculations
21
Topic Working Capital Finance

Cash-Budget Method and Seasonal-Finance Assessment

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0 Assets Open Topic: Cash-Budget Method and Seasonal-Finance Assessment
22
Topic Working Capital Finance

Working-Capital Finance for IT and Software Businesses

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0 Assets Open Topic: Working-Capital Finance for IT and Software Businesses
23
Topic Working Capital Finance

Bills Finance, Receivables Finance, RBI Guidelines and TReDS

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0 Assets Open Topic: Bills Finance, Receivables Finance, RBI Guidelines and TReDS
24
Topic Working Capital Finance

Non-Fund-Based Working-Capital Limits and Integrated Cases

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0 Assets Open Topic: Non-Fund-Based Working-Capital Limits and Integrated Cases
25
Topic Term Loans

Term-Loan Features, Repayment, Moratorium and Deferred-Payment Guarantees

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0 Assets Open Topic: Term-Loan Features, Repayment, Moratorium and Deferred-Payment Guarantees
26
Topic Term Loans

Term-Loan Appraisal versus Project Appraisal

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0 Assets Open Topic: Term-Loan Appraisal versus Project Appraisal
27
Topic Term Loans

Technical, Commercial, Financial and Economic Project Appraisal

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0 Assets Open Topic: Technical, Commercial, Financial and Economic Project Appraisal
28
Topic Term Loans

Project Cash Flow, DSCR, Break-Even and Repayment Calculations

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0 Assets Open Topic: Project Cash Flow, DSCR, Break-Even and Repayment Calculations
29
Topic Term Loans

Appraisal and Financing of Infrastructure Projects

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0 Assets Open Topic: Appraisal and Financing of Infrastructure Projects
30
Topic Credit Delivery and Straight Through Processing

Loan Documentation, Terms, Conditions and Enforceability

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0 Assets Open Topic: Loan Documentation, Terms, Conditions and Enforceability
31
Topic Credit Delivery and Straight Through Processing

Third-Party Guarantees and Guarantor Assessment

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0 Assets Open Topic: Third-Party Guarantees and Guarantor Assessment
32
Topic Credit Delivery and Straight Through Processing

Charges over Securities, Perfection and Possession

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0 Assets Open Topic: Charges over Securities, Perfection and Possession
33
Topic Credit Delivery and Straight Through Processing

Pre-Disbursement Compliance and Loan-Disbursal Controls

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0 Assets Open Topic: Pre-Disbursement Compliance and Loan-Disbursal Controls
34
Topic Credit Delivery and Straight Through Processing

Consortium, Multiple-Banking and Loan-Syndication Arrangements

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0 Assets Open Topic: Consortium, Multiple-Banking and Loan-Syndication Arrangements
35
Topic Credit Delivery and Straight Through Processing

Straight-Through Loan Processing and Credit-Underwriting Engines

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0 Assets Open Topic: Straight-Through Loan Processing and Credit-Underwriting Engines
36
Topic Credit Control and Monitoring

Purpose and Importance of Post-Sanction Credit Monitoring

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0 Assets Open Topic: Purpose and Importance of Post-Sanction Credit Monitoring
37
Topic Credit Control and Monitoring

Monitoring Tools, Financial Follow-Up and Early-Warning Signals

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0 Assets Open Topic: Monitoring Tools, Financial Follow-Up and Early-Warning Signals
38
Topic Credit Control and Monitoring

Loan Review Mechanism and Integrated Monitoring Cases

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0 Assets Open Topic: Loan Review Mechanism and Integrated Monitoring Cases
39
Topic Risk Management and Credit Rating

Credit-Risk Meaning, Sources and Risk-Assessment Factors

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0 Assets Open Topic: Credit-Risk Meaning, Sources and Risk-Assessment Factors
40
Topic Risk Management and Credit Rating

Credit-Risk Mitigation and Use of Credit Derivatives

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0 Assets Open Topic: Credit-Risk Mitigation and Use of Credit Derivatives
41
Topic Risk Management and Credit Rating

Internal versus External Credit Ratings

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0 Assets Open Topic: Internal versus External Credit Ratings
42
Topic Risk Management and Credit Rating

Credit-Rating Methodology, Scoring and Grade Interpretation

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0 Assets Open Topic: Credit-Rating Methodology, Scoring and Grade Interpretation
43
Topic Risk Management and Credit Rating

RBI Credit-Risk Guidelines and Credit Information Systems

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0 Assets Open Topic: RBI Credit-Risk Guidelines and Credit Information Systems
44
Topic Restructuring/Rehabilitation and Recovery

Credit Default, Stressed Assets, NPAs, Wilful and Non-Cooperative Borrowers

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0 Assets Open Topic: Credit Default, Stressed Assets, NPAs, Wilful and Non-Cooperative Borrowers
45
Topic Restructuring/Rehabilitation and Recovery

Stressed-Asset Resolution Options and RBI Restructuring Frameworks

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0 Assets Open Topic: Stressed-Asset Resolution Options and RBI Restructuring Frameworks
46
Topic Restructuring/Rehabilitation and Recovery

Sale of Financial Assets and Recovery-Strategy Decisions

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0 Assets Open Topic: Sale of Financial Assets and Recovery-Strategy Decisions
47
Topic Resolution of Stressed Assets under Insolvency and Bankruptcy Code 2016

Insolvency, Bankruptcy, Applicability and Legal Elements of IBC

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0 Assets Open Topic: Insolvency, Bankruptcy, Applicability and Legal Elements of IBC
48
Topic Resolution of Stressed Assets under Insolvency and Bankruptcy Code 2016

Corporate Insolvency Resolution Process and Creditor Decisions

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0 Assets Open Topic: Corporate Insolvency Resolution Process and Creditor Decisions
49
Topic Resolution of Stressed Assets under Insolvency and Bankruptcy Code 2016

Liquidation Process, Waterfall and Secured-Creditor Choices

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0 Assets Open Topic: Liquidation Process, Waterfall and Secured-Creditor Choices
50
Topic Resolution of Stressed Assets under Insolvency and Bankruptcy Code 2016

Pre-Packaged Insolvency Resolution Process for Stressed MSMEs

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0 Assets Open Topic: Pre-Packaged Insolvency Resolution Process for Stressed MSMEs