Credit-Risk Sources, Types, Governance and Framework

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Credit-Risk Sources, Types, Governance and Framework - Article

This article explains the sources and major types of credit risk and shows how banks build a sound credit-risk governance framework. It covers borrower, transaction, portfolio, concentration and counterparty risks, along with the roles of the Board, senior management and independent risk functions. The focus is on concepts, practical banking application and CAIIB exam traps.

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